Given the costs attached to buying a property, it can sometimes be worth renting instead, especially if you are only planning to live in your new home for a short period of time.

Fill out the form below to compare the total outlay over a set period of time involved in renting or buying a property of the same value. Hold your cursor over the various fields for a pop-up explanation of what the field value relates to. The fields are initially populated with some default values as a suggestion:

	House purchase price
	Mortgage loan amount
	Annual rent on equivalent property
	Rent reviewed every
	Buying costs
	Selling costs as a % of house price
	Annual maintenance costs:
	- as owner occupier
	- as tenant
	Average mortgage interest rate payable
	Maintenance costs inflation rate
	House price inflation rate
	Initial tenant's free capital
	Assumed net return on tenant's capital
	Calculate for		(48 max)
	Conclusion		Renting is better for the first years

Work out weekly and monthly totals for any number of people sharing.

Calculate whether you're better off to buy or rent, given a variety of costs, returns and other factors.

Calculate your monthly mortgage repayments over a set term or the whole life of a mortgage.

Get a tabular or visual idea of what your payments will be like during the term of your repayment mortgage.

The APR for a mortgage rate might be quoted, but you can still compare 2 schemes using this calculator.

Even if a remortgage offers a cheaper deal, switching costs such as early redemption penalties can make it a financially unwise move.

Examine the Return On Investment generated by rental property and the effect that mortgage borrowing has on the returns enjoyed.

While attractions across much of the Czech Republic are closed or keep limited hours outside the summer season, Prague caters for visitors all year round. Periods when the tourist crush is especially oppressive include the Easter and Christmas/New Year holidays, as well as May and June. Many Czechs go on holiday in July and August, during which time the supply of bottom-end accommodation actually increases, as student hostels are opened to visitors.

When it comes to bargains, there's not much better than renovation projects to reduce demand and therefore offer up some interesting opportunities. At the low-to-middle sector of the UK renovation market, these properties all offer potential for capital growth...

The Czech Republic’s capital and international showpiece, Prague is one of the most popular destinations in Eastern Europe. Its attraction lies in the physical beauty of the city with 600 years of architecture amazingly untouched by war. Its compact medieval centre remains an evocative maze of cobbled lanes, ancient courtyards, dark passages and churches beyond number, all watched over by an 1100-year-old castle. Kidnapped by communism for 40 years, Prague has become one of Europe's most popular tourist destinations.

2 Bedroom Apartment. Sandling Park has excellent road and rail links with the M20 less than a mile away (which connnects to the M26/M25) providing good access to both Gatwick and Heathrow airports. The channel tunnel is easily accessible from the M20 at Junction 11.

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If you're feeling adventurous, you can find cheap property abroad with good potential returns…

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